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New India Assurance AO Recruitment 2025 (Scale-I): Apply for 550 Posts
The New India Assurance Company Ltd. (NIACL), a leading Public Sector General Insurance Company, has announced recruitment for 550 Administrative Officers (Generalists & Specialists) in Scale-I cadre from the open market. Candidates must apply online only through the Recruitment section of the official website.
Apply Online (Recruitment Portal)
Official Website — keep checking the Recruitment page for updates.
Key Highlights
- Total vacancies: 550 (Generalists & various Specialist streams; category-wise reservation as per Govt. of India guidelines). :contentReference[oaicite:2]{index=2}
- Pay scale: Basic ₹50,925 in the scale ₹50,925-2,500(14)-85,925-2,710(4)-96,765; approx. gross emoluments ~₹90,000 p.m. in metro centers.
- Bond & probation: 4-year service bond (including probation); probation 1 year (extendable).
- Posting: Anywhere in India; minimum initial stay of 5 years.
Important Dates (Tentative)
| Online registration & fee payment | 07 Aug 2025 – 30 Aug 2025 |
|---|---|
| Phase-I (Prelims) | 14 Sep 2025 |
| Phase-II (Mains – Objective + Descriptive) | 29 Oct 2025 |
Candidates must apply online only; keep visiting the official Recruitment page for announcements/updates.
Vacancy Snapshot
NIACL has notified a total of 550 AO posts across streams such as Generalists, Risk Engineers, Automobile Engineers, Legal, Accounts, Health (AO-Health), IT Specialists, Business Analysts, Company Secretary, and Actuarial Specialists. Category-wise reservations (SC/ST/OBC/EWS/PwBD) apply in line with prevailing Government guidelines; vacancies are provisional and may vary.
Eligibility Criteria
Nationality
Indian citizens and other categories as specified (subjects of Nepal/Bhutan, Tibetan refugees before 01 Jan 1962, and certain PIO migrants) are eligible, subject to a Government of India eligibility certificate where applicable.
Age (as on 01 Aug 2025)
21–30 years (born not earlier than 02 Aug 1995 and not later than 01 Aug 2004; both dates inclusive). Upper-age relaxations apply for SC/ST, OBC (Non-Creamy Layer), PwBD, Ex-servicemen, and existing confirmed employees of PSGICs, as per rules.
Educational Qualifications
- Generalists: Graduate/Post-graduate in any discipline with ≥60% marks (≥55% for SC/ST/PwBD).
- Specialists: Stream-specific degrees (e.g., Engineering for Risk/Automobile, Law for Legal, CA/CMA or MBA Finance/M.Com for Accounts, MBBS/MD/MS/BDS/BAMS/BHMS for AO-Health with valid registration, B.E./B.Tech/MCA for IT, Statistics/Maths/Actuarial/Data Science for Business Analyst, ACS/FCS + degree for CS, and 4 actuarial papers incl. CM1 for Actuarial).
Qualification results must be declared on/before 01 Aug 2025; CGPA conversions must follow university norms.
Salary, Benefits & Service Conditions
Selected AOs receive a basic pay of ₹50,925 on the prescribed scale plus allowances; gross emoluments are ~₹90,000 per month at metropolitan centers. Benefits include NPS (PFRDA), gratuity, LTS, medical benefits, group personal accident insurance, and company/leased accommodation as per norms. Service conditions follow company rules; specialists may be required to continue in their specialization for a minimum period as per company discretion.
Probation & Bond: Probation is 1 year (extendable up to another year). A 4-year service bond applies, with liquidated damages in case of resignation before bond period. Passing the non-life Licentiate Examination (Insurance Institute of India) during probation is mandatory for confirmation.
Selection Process
- Phase-I (Prelims): Online objective test (English, Reasoning, Quant) for 100 marks; section-wise timing. Candidates must qualify in each section; ~15× vacancies (category-wise) will be shortlisted for Mains, subject to availability.
- Phase-II (Mains): Objective test for 200 marks (separate timing per section). For Generalists: Reasoning, English, General Awareness, Quant (50 Qs each). For Specialists: Reasoning, English, GA, Quant (40 Qs each) + Professional Knowledge (40 Qs). Descriptive English (Letter & Essay) of 30 marks follows immediately; qualifying in descriptive is mandatory but not counted for shortlisting.
- Phase-III (Interview): Shortlisted candidates will attend interviews at select centres. Final selection is based on Mains (objective) and Interview in a 75:25 ratio; tie-breaking rules apply (higher interview marks, then age seniority).
Negative marking: ¼ mark penalty for each wrong answer in both Prelims and Mains. Score normalization/equating applies across sessions.
Application Fee
- SC/ST/PwBD: ₹100 (intimation charges only)
- All others: ₹850 (application fee incl. intimation charges)
Payable online only during 07 Aug–30 Aug 2025; transaction charges, if any, to be borne by the candidate; fees are non-refundable.
How to Apply (Online Only)
- Visit the NIACL Recruitment page and click Apply Online; complete New Registration to receive a provisional Registration No. & Password.
- Fill details carefully using Save & Next; upload photograph, signature, left thumb impression, and handwritten declaration as per specifications.
- Verify all particulars via Preview, then complete registration, pay the fee online, and submit the application. Retain the e-receipt and application printout.
Call letters for Phase-I & Phase-II will be available on the website; bring valid photo ID (matching the application) and photocopy of the same to the exam/interview.
Exam Centres & Pre-Exam Training
The online examinations will be conducted at designated centres across India (separate tentative lists for Prelims and Mains). Requests for change of centre/date/session will not be entertained; the Company may modify centres based on feasibility. Online pre-examination training for eligible SC/ST/OBC (Non-Creamy Layer)/PwBD candidates may be provided; details will be notified on the Recruitment page and via registered email/mobile to opted candidates.
Documents for Interview
Shortlisted candidates must produce originals and self-attested copies of documents including interview call letter, online application printout, DOB proof, mark sheets/certificates (X/XII/Graduation/PG), category certificates (SC/ST/OBC-NCL with validity; EWS Income & Asset certificate), disability/UDID (if applicable), experience (if any), NOC (if employed), registration certificates for AO-Health, and eligibility certificate (for specific nationality categories). Non-submission will lead to disqualification from further process.
Important Notes
- Merely applying/being shortlisted does not confer a right to appointment; eligibility will be verified with original documents at interview.
- Data once submitted cannot be changed; ensure names exactly match your photo ID. Female candidates with name changes post-marriage must carry supporting originals (e.g., Gazette/marriage certificate/affidavit).
- Biometric (thumb/iris) data and photograph may be captured at Mains, interview and joining; follow the instructions to avoid mismatch.
- EWS reservation is subject to Government directives and valid Income & Asset certificate timelines.
Why Choose NIACL?
As one of India’s largest general insurers, NIACL offers a stable career path, competitive remuneration, nationwide postings, and opportunities across diverse business and technical roles—ideal for graduates and specialists seeking impact in the financial services ecosystem.
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